Do something good for those living in poverty this holiday season. If your friends and family have got it all, give to someone else who needs it!
This morning I visited micro-finance lenders www.kiva.org and bought one of their handy gift certificates.
The recipient gets to choose a low-income entrepreneur in a developing country to lend the gift money to . When the loan is repaid they can get the money back or re-lend it. Sweet!